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Homeowners Insurance in and around Lutz

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Welcome Home, With State Farm Insurance

Your home is a special place. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, a top provider of homeowners insurance. State Farm Agent Doug Smith is your caring authority who can offer coverage options personalized for your individual needs.

Looking for homeowners insurance in Lutz?

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Agent Doug Smith, At Your Service

Doug Smith can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your swing sets, clothing and electronics. Protect your family keepsakes—like mementos and pictures. Protect your hobbies and interests—like sound equipment and musical instruments. And Agent Doug Smith can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

When your Lutz, FL, home is insured by State Farm, even if life doesn't go right, your home may be protected! Call or go online now and discover how State Farm agent Doug Smith can help meet your home insurance needs.

Have More Questions About Homeowners Insurance?

Call Doug at (813) 909-4700 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.

Profile photo of a State Farm Agent named: Doug Smith

Doug Smith

State Farm® Insurance Agent

Office Address:
18280 North US Highway 41
Lutz, FL 33549
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Doug Smith

Doug Smith

State Farm® Insurance Agent

Office Address:
18280 North US Highway 41
Lutz, FL 33549
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.