Homeowners Insurance in and around Lutz
Homeowners of Lutz, State Farm has you covered
Help cover your home

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
With your home covered by State Farm, you never have to be anxious. We can help you make sure that in the event of damage from the unpredictable fire or vandalism, you have the coverage you need.
Homeowners of Lutz, State Farm has you covered
Help cover your home

Don't Sweat The Small Stuff, We've Got You Covered.
State Farm Agent Doug Smith is ready to help you prepare for potential mishaps with dependable coverage for your home insurance needs. Such individual service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Doug Smith can help you submit your claim. Find your home sweet home with State Farm!
Now that you're convinced that State Farm homeowners insurance is right for you, call or email Doug Smith today to get started!
Have More Questions About Homeowners Insurance?
Call Doug at (813) 909-4700 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Weatherproofing: how to prepare for a heat wave
Weatherproofing: how to prepare for a heat wave
As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.
Rent vs. own: transition from renter to first time home buyer
Rent vs. own: transition from renter to first time home buyer
There are pros & cons to both renting & owning, making the choice a bit more involved than simply going with how old you are.

Simple Insights®
Weatherproofing: how to prepare for a heat wave
Weatherproofing: how to prepare for a heat wave
As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.
Rent vs. own: transition from renter to first time home buyer
Rent vs. own: transition from renter to first time home buyer
There are pros & cons to both renting & owning, making the choice a bit more involved than simply going with how old you are.